All Loan Products — Personal, Home, Business, Vehicle & More | Educasia Financial Services
12 Loan Products, 15+ Lenders

Every kind of loan, matched right

Personal, home, business, vehicle, education, gold and more — each one matched to your profile across our verified bank & NBFC network, with every rate and fee disclosed upfront.

12Loan Products
15+Bank & NBFC Partners
24–72 hrsTypical Disbursal
8.4%Rates Starting From

Choose the loan that fits your need

Twelve loan products, each matched to a different need — from a personal expense to buying farm equipment. Tap any card to check your eligibility.

01

Personal Loan

Unsecured funding for weddings, medical needs, travel or any expense — no collateral, fast disbursal.

Starting from10.5% p.a.
02

Home Loan

Purchase, construct or renovate your home with tenure stretching up to 30 years.

Starting from8.4% p.a.
03

Business Loan

Working capital and expansion funding for entrepreneurs and self-employed professionals.

Starting from11.9% p.a.
04

Vehicle Loan

Finance a new or used car with quick approval and flexible repayment tenure.

Starting from9.0% p.a.
05

Education Loan

Fund tuition, living costs and study material for domestic or international courses.

Starting from9.5% p.a.
06

Gold Loan

Instant funding against your gold jewellery — minimal documents, same-day disbursal.

Starting from7.9% p.a.
07

Loan Against Property

Unlock the value of owned residential or commercial property for large-ticket needs.

Starting from9.2% p.a.
08

MSME Loan

Collateral-light funding for micro, small and medium enterprises to grow operations.

Starting from11.0% p.a.
09

Tractor Loan

Purchase a new or used tractor with repayment aligned to harvest and crop cycles.

Starting from10.0% p.a.
10

Two Wheeler Loan

Ride home your new bike or scooter with fast, near-instant approval.

Starting from10.8% p.a.
11

OD / CC Loan

Overdraft and cash credit facilities that give your business flexible, on-demand liquidity.

Starting from12.0% p.a.
12

Micro Loan

Small-ticket, fast-turnaround loans for individuals and micro-businesses needing quick capital.

Starting from13.5% p.a.

Compare all 12 loans side by side

Interest rate, max amount and typical tenure — everything you need to shortlist before you apply.

Loan TypeInterest RateMax AmountMax Tenure
Personal Loan10.5% p.a. onwardsUp to ₹25 Lakh60 months
Home Loan8.4% p.a. onwardsUp to ₹5 Crore30 years
Business Loan11.9% p.a. onwardsUp to ₹75 Lakh60 months
Vehicle Loan9.0% p.a. onwardsUp to ₹1 Crore84 months
Education Loan9.5% p.a. onwardsUp to ₹1.5 Crore15 years
Gold Loan7.9% p.a. onwardsUp to ₹50 Lakh36 months
Loan Against Property9.2% p.a. onwardsUp to ₹10 Crore20 years
MSME Loan11.0% p.a. onwardsUp to ₹2 Crore84 months
Tractor Loan10.0% p.a. onwardsUp to ₹30 Lakh84 months
Two Wheeler Loan10.8% p.a. onwardsUp to ₹3 Lakh48 months
OD / CC Loan12.0% p.a. onwardsUp to ₹1 CroreRevolving
Micro Loan13.5% p.a. onwardsUp to ₹2 Lakh24 months

From selection to disbursal

The same simple, transparent journey — no matter which of the 12 loan products you choose.

01

Pick your loan type

Choose from the 12 products above based on what you actually need funding for.

02

Check eligibility

Share your income and profile — get a soft-check CIBIL score and eligible amount in minutes.

03

Get matched to a lender

We compare your profile across 15+ banks & NBFCs for the best rate you qualify for.

04

Disbursal to your account

Sign digitally and receive funds directly — with your repayment schedule set up in the same flow.

One platform, every loan type

A verified lender network, transparent pricing and a digital-first process — across all 12 loan products.

Verified Lender Network

Every bank and NBFC partner is vetted before being added to the platform.

No Hidden Charges

Processing fees and all applicable charges are disclosed in writing before your file moves forward.

Fast Turnaround

Most loans are disbursed within 24–72 hours of complete document submission.

Dedicated Advisor

One point of contact from application to disbursal — for whichever loan you pick.

Not sure which loan fits you?

Tell us what you need the funds for and we'll match you to the right product and lender — in one call.