Your finances, seen clearly
Open a savings account, start investing, and check your credit score across all four major bureaus — matched to your profile and managed digitally.
Open the right savings account
Zero-balance, high-interest and business accounts from leading banks and payment banks — opened digitally with paperless KYC.
Start investing, however you like
Mutual funds and digital gold — start with a small amount and build a habit, tracked in one place alongside your other finances.
Axis Mutual Fund
Access equity, debt and hybrid mutual fund schemes with guided goal-based investing.
Aditya Birla Capital Digital Gold
Buy and sell 24k gold digitally, starting from small amounts, fully backed by physical gold.
Jar Digital Gold
Round up everyday spending into digital gold savings, automatically and effortlessly.
Check your score, across all 4 bureaus
Every lender checks a bureau score before approving you. See where you stand with each of the four major credit bureaus in India — with zero impact on your score.
Equifax
Check your Equifax credit score — one of India's four RBI-licensed credit bureaus.
Check NowExperian
Check your Experian credit score, widely used by banks and NBFCs for loan approvals.
Check NowCRIF High Mark
Check your CRIF High Mark score, frequently used for microfinance and retail lending.
Check NowTransUnion
Check your TransUnion CIBIL score — the most widely referenced score for loan eligibility.
Check NowChecking your score through us is a soft inquiry and has zero impact on your credit history. Scores may vary slightly between bureaus, which is normal.
One platform, complete visibility
Verified banking, investment and credit bureau partners — brought together so you don't have to juggle five different apps.
Verified Partner Network
Every bank, AMC and credit bureau on the platform is a verified, licensed partner.
Fast, Digital Onboarding
Accounts, investments and score checks completed digitally, often the same day.
Complete Visibility
Track your accounts, investments and credit score together on one dashboard.
Dedicated Advisor
One point of contact for questions on any product, at any stage.
Who can apply for these services?
Requirements vary slightly by product and provider, but here's what generally applies across banking, investment and credit score checks.
General eligibility
Final account opening or investment approval always rests with the bank, AMC or bureau, based on their own criteria.
From application to activation
The same simple, transparent journey — whether you're opening an account, investing, or checking your score.
Choose your service
Pick from banking, investment or credit score checks based on what you need.
Share basic details
PAN, Aadhaar and a few relevant details — no lengthy forms to fill out.
Complete digital KYC
Verification done online, without a branch visit in most cases.
Get activated
Account opened, investment started, or score shown — confirmed instantly.
Before you apply
Straight answers to what most clients ask before opening an account, investing, or checking their credit score.
Will checking my credit score affect it?
No. Checking your score through us is a soft inquiry across Equifax, Experian, CRIF High Mark or TransUnion, and has zero impact on your credit history.
Why might my score differ across the four bureaus?
Each bureau uses a slightly different scoring model and may not have identical data from every lender at the same time, so small differences between bureaus are normal.
Is there a minimum balance requirement for these savings accounts?
This depends on the bank. Several of the accounts listed, including Kotak 811 and Airtel Payments Bank, are zero-balance accounts — your advisor will confirm the terms for your chosen bank.
Do I need a demat account to invest in mutual funds or digital gold?
No, a demat account is not required for mutual funds or digital gold. It's typically needed only for investing directly in stocks and bonds.
Can I open a business account if I'm a freelancer, not a registered company?
Yes. Tide's business account is designed for freelancers, sole proprietors and small businesses, and typically requires proof of business activity rather than formal incorporation.
An account, an investment, or your score — start here
Tell us what you're looking for and we'll match you to the right partner across our verified network.